Budget chat
● Private by design
A fresh start
✳
A LITTLE CLARITY STARTS HERE

Let’s make room
for what matters.

Tell me an amount and what you want it to do.
We’ll turn it into a plan, one conversation at a time.

Guided chat
An amount. A goal. A place to start.

No bank connections. Calculations stay on your device. AI can make mistakes.

YOUR BIGGER PICTURE

A little more direction.

Budget outlines from your conversations. These are plans, not tracked spending.

Budget conversations0
Plans created0
Latest planned amount—Start a conversation to create a plan

Latest budget outline

SUGGESTED

Your conversations

Pick up where you left off.

Plans may cover different periods and are never added together. Saved only in this browser; clearing website data removes your history.

ON YOUR DEVICE

A more natural conversation.

Choose an on-device model for flexible follow-up questions. Your messages stay on this device. Guided chat works immediately without a download.

Start with SmolLM2-360M on iPhone. It has a much smaller memory footprint, with more limited answers. Qwen models are experimental here and may cause Safari to restart. Each model requires its own initial download. Requires a compatible WebGPU browser. Keep this page open while loading.

AI is off. Guided chat is available.

Browser GPU diagnostics

Read GPU limits without loading a model. Results stay on your device.

Rename conversation